Account Data refers to what?

Account Data refers to what?

• A. Account data consists of cardholder data and/or sensitive authentication data
• B. Transaction data only
• C. Customer contact data only
• D. Public account data

Answer: (A)

In PCI DSS terms, account data refers to the data that identifies the cardholder’s account. It includes cardholder data and sensitive authentication data. Cardholder data encompasses the primary account number (PAN) and related fields such as the cardholder name, expiration date, and service code. Sensitive authentication data covers information used to verify the cardholder’s identity, such as full track data from the magnetic stripe, the Card Verification Code (CVC/CVV), and PIN or PIN blocks. So account data is the combination of these elements, not just transaction details, not merely customer contact information, and not public data.

In PCI DSS terms, account data refers to the data that identifies the cardholder’s account. It includes cardholder data and sensitive authentication data. Cardholder data encompasses the primary account number (PAN) and related fields such as the cardholder name, expiration date, and service code. Sensitive authentication data covers information used to verify the cardholder’s identity, such as full track data from the magnetic stripe, the Card Verification Code (CVC/CVV), and PIN or PIN blocks. So account data is the combination of these elements, not just transaction details, not merely customer contact information, and not public data.